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Credit care: Wife's bad credit doesn't have to ruin her husband's

Q: When I was in college in 2005, I let a credit card go into collections. When I left college a year later and joined the military, I found that my student loans went into collections. I contacted these agencies and paid off all the debt I have. My credit score is currently 625 and my husband's is in the mid-700s. Most of the bills are in his name, and the ones I have are not on my report.

Who pays dad's credit card debts when he dies?

Dear Debt Adviser,My dad is 83 and has two or three credit cards maxed out. Is anyone responsible to pay these when he passes away? He has been paying a little on each one every month. Also, can he put ...

Wife's Bad Credit Doesn't Have to Ruin Her Husband's

Once negative accounts are removed from your credit reports, your credit score will be based on the current and positive accounts that you have.

Student loan debt keeps going up

Outstanding student loan debt surpassed $1 trillion in 2011, an amount that now exceeds what the entire nation owes in credit card debt. The amount of money owed on student loans has continued to rise, even as recession-minded consumers pay down debt elsewhere.